Your Local Wheat Ridge Independent Insurance Agency

3R Insurance Agency specializes in car, RV, boat, motorcycle, home, business, commercial, and life insurance.

3R Insurance Agency exists to help individuals, families and business find the Right Coverage, for the Right Value. As an Independent Agency we have access to multiple top rated carriers. We want to be more than just a company that can shop your insurance. We want to be your partner in insurance. There are 3 Costs of Insurance. 1. The Cost of your Premium. 2. The Cost of your Deductible. 3. The Cost of being Underinsured.

Andy and Ryan Roy
Insurance Agents
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Auto Insurance

Want the right coverage? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out about getting the right coverage today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

How Safe Is Your Parking Lot?

Posted: December 14, 2018

Businesses can be held liable for injuries that occur on the premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business... Read Article

Do I Need Flood Insurance?

Posted: November 19, 2018

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

Are You an Unsafe Driver?

Posted: November 15, 2018

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article

Honoring Those Who Served

Posted: November 11, 2018

Thank you to all of those who have served our Country, the men and women and their families.  Your service and sacrifice don't go unnoticed.  Thank you!     Veterans Day 2018... Read Article

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