Your Local Wheat Ridge Independent Insurance Agency

3R Insurance Agency specializes in car, RV, boat, motorcycle, home, business, commercial, and life insurance.

3R Insurance Agency exists to help individuals, families and business find the Right Coverage, for the Right Value. As an Independent Agency we have access to multiple top rated carriers. We want to be more than just a company that can shop your insurance. We want to be your partner in insurance. There are 3 Costs of Insurance. 1. The Cost of your Premium. 2. The Cost of your Deductible. 3. The Cost of being Underinsured.

Andy and Ryan Roy
Insurance Agents
Read what satisfied customers have said about 3R Insurance Agency.
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JW
They are real people with real hearts. Not just a "company".
DD
Would recommend his services to anyone looking for a top-notch agent.
Ed Disner
...his professionalism and quality of customer service cannot be matched.
VC
...has been able to save us money and take care of all our business needs.
EP
Andy is easy to get a hold of and has always given us great customer service.
KE
You take care of my insurance needs, without hassles. Thank you for that.
AS
Professional and polite,
MT
ALWAYS takes care of my needs with any insurance questions or concerns I have.
RW
All ways happy to help
MC
I enjoy working with Josh Briggs. He follows up and I can call him anytime
 See All Reviews

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Auto Insurance

Want the right coverage? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out about getting the right coverage today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Are You Paying Too Much for Your Car Insurance?

Posted: July 23, 2018

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. A new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving money on the table... Read Article

Stay Safe this Boating Season!

Posted: July 16, 2018

Was surfing YouTube the other day and came across this video of boat ramp launch fails.  I have always contended that the best place for entertainment when boating or camping is at the ramp or dump station.  I have seen a few close calls while sitting at the ramp over the years!  Enjoy the video and remember to stay safe this boating season, take a look... Read Article

Prepare Your Office for the Summer Heat

Posted: June 12, 2018

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all... Read Article

Posted: June 11, 2018

Should You Be Worried About Your Appliance Hoses?   There’s a ticking time bomb in your Colorado house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage.   We here at 3R Insurance Agency are talking about faulty appliance hoses, of course.   Consider... Read Article

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