Your Local Wheat Ridge Independent Insurance Agency

3R Insurance Agency specializes in car, RV, boat, motorcycle, home, business, commercial, and life insurance.

3R Insurance Agency exists to help individuals, families and business find the Right Coverage, for the Right Value. As an Independent Agency we have access to multiple top rated carriers. We want to be more than just a company that can shop your insurance. We want to be your partner in insurance. There are 3 Costs of Insurance. 1. The Cost of your Premium. 2. The Cost of your Deductible. 3. The Cost of being Underinsured.

Andy and Ryan Roy
Insurance Agents
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Auto Insurance

Want the right coverage? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out about getting the right coverage today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Ready for Winter?

Posted: October 16, 2018

Are you prepared for winter?   After getting our first taste of winter over the weekend it’s time to make sure your home and toys are prepared.  Here are a few things to remember to winterize: Hoses/Outdoor Faucets – Make sure that you have disconnected your hose from the house, this will prevent any freezing in the faucet. Sprinkler System – If you have an... Read Article

Water Damage

Posted: October 9, 2018

Its that time of year again when freezing plumbing begins to be a topic of conversation.  Water is life sustaining, but it is also extremely destructive.  Here are a few quick facts on how you can prevent and manage your exposure to water.   Water Damage... Read Article

Homeowners Insurance: When Do You File a Claim?

Posted: September 20, 2018

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article

Five-Star Professional Award

Posted: September 12, 2018

Congratulations to Andy Roy and his team at 3R Insurance for their recent 5-Star Professional Award, this is the 7th year he has won!... Read Article

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