Your Local Wheat Ridge Independent Insurance Agency

3R Insurance Agency specializes in car, RV, boat, motorcycle, home, business, commercial, and life insurance.

3R Insurance Agency exists to help individuals, families and business find the Right Coverage, for the Right Value. As an Independent Agency we have access to multiple top rated carriers. We want to be more than just a company that can shop your insurance. We want to be your partner in insurance.

There are 3 Costs of Insurance:

  1.  The Cost of your Premium.
  2.  The Cost of your Deductible.
  3.  The Cost of being Under-insured.

Call us today to review your Insurance Costs.

 

 
Andy and Ryan Roy
Insurance Agents
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Auto Insurance

Want the right coverage? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out about getting the right coverage today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Posted: November 19, 2019

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

Posted: November 16, 2019

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How Business Owners Package (BOP) Insurance Can Save You Money

Posted: November 4, 2019

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

Is My Business Big Enough For Cyber Liability Insurance?

Posted: October 19, 2019

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...

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